Retirement Income Strategies: How to generate high monthly income with low risk

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Key Takeaways: Americans are unprepared for retirement. Savings rates are low and retirees need to generate high monthly income for living expenses on those savings – in an overvalued stock market. In addition, the age-old recommended 60-40 retirement portfolio (60% stocks and 40% bonds) doesn’t work. Per Goldman Sachs, “Today, a 60/40 portfolio yields less […]

Top 3 Cities Where Retirees are Moving to for a Better Quality of Life

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Key Takeaways: Large cities retirees and early retirees are moving to: New York, Los Angeles. Midsized Cities: Florida makes up the majority of cities in this category (7 of the top 10). The Villages, Fla. is #1. Small Cities: Arizona cities make up seven of the top 10. Sun City, AZ is #1. What’s so special […]

The #1 Reason Americans Choose to Retire Early

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Key Messages The proportion of people aged 55 and over who are retired has risen by two percentage points compared with before the pandemic. Nearly half of Americans (49.9%) expect to retire before they turn 62. There are multiple reasons for this shift to earlier retirement. See below. Reason’s to Retire One reason for it […]

When Looking for a Financial Advisor – Focus on High Monthly Income

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Key Takeaways: There are different types of financial advisors depending on your requirements; Robo advisors, traditional financial advisors, online advisors, and those focused on helping you generate high monthly income. Robo-advisors are lower cost and are powered by software and artificial intelligence. You cannot talk with a real person. Traditional financial advisors can be fee-based […]

Best Selling Anti-aging & Beauty Products on Amazon for 50+

best-anti-aging-products-for -seniors

Here are the top 3 selling anti-aging and beauty products on Amazon for folks 50 years and older. Number 3: Bio-Oil Skincare Oil, Body Oil for Scars and Stretch Marks. About this item IMPROVES APPEARANCE OF ACNE SCARS AND STRETCH MARKS – Clinically proven and dermatologist recommended to help repair skin damage and scars from […]

Top 5 Websites That Save Seniors Money

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See also: The Best Strategy for High Retirement Income   Join Our Forum -> Meet Seniors & Early Retirees Near You   When Looking for a Financial Advisor – Focus on High Monthly Income

Join Our Forum -> Meet Seniors & Early Retirees Near You

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Key Takeaways Our forum is organized by county, so you can meet up with seniors and early retirees near you. Discuss retirement topics, socialize, meet up, or view top posts. There is a category for early retirees and members of the FIRE movement. How can I make money posting? Post quality content on our forum […]

401K withdrawal strategies for early retirement

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Key Takeaways: Taking money out of a 401K before 59 1/2  is not recommended and can be costly. If you must withdraw money from 401K before retirement – there are steps you can take to not pay the 10% penalty. The CARES Act allows you to withdraw up to $100,000 from your 401K in certain […]

Top 10 social security tips that will impact your monthly income

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Key Takeaways: There are 2728 rules in the social security handbook. It’s on you to make sure you make the right social security decisions for your family. A mistake is often irreversible; though you can stop and restart taking benefits – if you do make a mistake. Below are the top 10 social security tips […]